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A lender you can actually reach

Freedom Legacy Lending is a direct private money lender for real estate investors, based in Irvine, California.

We built Freedom Legacy around a simple idea: investors should work directly with the lender, get clear terms, and close on time.

Every borrower and broker gets their own portal to submit, track and fund deals, and works directly with our lending team from first call to closing. We fund fix and flip, DSCR rental, bridge, portfolio and ground up construction loans on 1 to 4 unit properties across most of the country.

Our team

The people who structure, approve and fund your loans.

Nathaniel Bogan

Nathaniel Bogan

Founder & Direct Lender

Nate has spent more than 15 years in commercial lending and is the author of Unlocking Wealth. He founded Freedom Legacy Lending to give investors direct access to the lender and clear, fast funding.

Judith Bogan

Judith Bogan

Director of Broker Relations

Judith leads our broker program, helping broker and referral partners get set up, submit transactions and get them funded. She brings 23 years as a licensed California real estate broker and holds the GRI designation.

What clients say

He is not only my broker but also a great friend and adviser for me.

W.P.

Nate was informative, caring and reliable from beginning to end.

Irina

He has done an impeccable job.

Liz M.

Simply put, you are awesome.

O.I.
Unlocking Wealth book cover

Unlocking Wealth

Mastering mortgage investing from a lender's perspective. Our founder's guide to investment loans.

Get it on Amazon

Have a deal in front of you?

Send the basics. You will hear from a loan officer, usually the same business day.